Built for Medical Professionals, By Financial Experts.
We saw brilliant, highly-qualified doctors being denied mortgages because traditional underwriting didn’t understand medicine. We decided to fix it.
The Physician Home Mortgage Story
Our founder watched his spouse, a newly minted attending surgeon, struggle to get a standard conventional mortgage. Despite a signed employment contract for a high six-figure salary, traditional lenders saw only $300,000 in student debt and zero current income.
They wanted 20% down. They wanted to use the standard 1% rule for student loan payments, driving her DTI to an unapprovable level. They wanted a history of high income, not a future promise of it.
Physician Home Mortgage was born from the realization that medical professionals are arguably the most reliable borrowers in the country, yet the traditional mortgage system is fundamentally broken for them.
Casey Murray
branch manager
Hi there! My name is Casey Murray, and I’m here to guide you through one of the most meaningful journeys of your life — purchasing a home. Whether you’re a first-time buyer, a veteran, someone seeking down payment assistance, or you’re looking for a second home or investment property, I’ll help you secure the mortgage that best fits your needs.
Kurt Goetz
Branch Manager/Senior Loan Officer
NMLS #244685
I’ve been in this business for over 17 years and contribute my success to the outstanding customer service my team and I provide to our customers. My expertise will help get you the best possible loan that is specific to your needs.
I know my success is dependent on my service to you, so I…
Our Journey
Nearly two decades of advocating for the medical community — one physician household at a time.
NMLS #1234567
Fully licensed, bonded, and insured to originate specialty mortgage products across all 50 states.
100% Focused
We do not originate FHA loans or standard conventional mortgages. We exclusively serve medical professionals.
$2B+ Funded
We've helped over 5,000 residents, fellows, and attendings close on their dream homes.
Ready to work with us?
Let's have a 10-minute conversation about your goals. No pressure, no commitment.