Eligibility & Guidelines
Our programs are available exclusively to qualified medical professionals across the United States.
Eligible Degrees
Career Stages
- Medical Doctor (MD)
- Doctor of Osteopathy (DO)
- Doctor of Dental Surgery (DDS)
- Doctor of Dental Medicine (DMD)
- Doctor of Podiatric Medicine (DPM)
- Doctor of Optometry (OD)
- Doctor of Veterinary Medicine (DVM)
- Pharmacist (PharmD)
* Some programs may also accept PAs, NPs, and CRNAs depending on state and loan amount. Contact us to verify.
Career Stages
Residents & Fellows
Qualify using your match letter or contract before you even start. Low to zero down payment options designed for tight residency budgets.
New Attendings
Close up to 90 days before your new contract begins. Use your future higher income to qualify for the home you actually want.
Established Physicians
Access high loan limits (up to $3M+) for luxury or jumbo purchases, often with lower down payments than traditional jumbo loans.
Self-Employed / Partners
Flexible underwriting that understands K-1 income, partnership tracks, and practice buy-ins.
Every Stage of Your Medical Career
Residents & Fellows
Qualify using your match letter or contract before you even start. Low to zero down payment options designed for tight residency budgets.
New Attendings
Close up to 90 days before your new contract begins. Use your future higher income to qualify for the home you actually want.
Established Physicians
Access high loan limits (up to $3M+) for luxury or jumbo purchases, often with lower down payments than traditional jumbo loans.
Self-Employed / Partners
Flexible underwriting that understands K-1 income, partnership tracks, and practice buy-ins.
Not sure if you qualify?
Every situation is unique. The best way to know what you qualify for is to have a 10-minute conversation with one of our specialized loan officers.