A Process Built for Your Schedule
We’ve removed the friction from traditional mortgage lending. Here is how we get you from application to keys in hand.
1. Initial Consultation & Application
Schedule a 15-minute introductory call or apply online in 10 minutes. We'll discuss your timeline, new employment contract, and current debt profile. We know your time is valuable, so we keep this highly focused.
2. Pre-Approval
Once we review your profile, we issue a fully underwritten pre-approval letter — not just a pre-qualification. We account for your IBR student loan payments, future income from a signed contract, and specialty-specific guidelines so your pre-approval carries real weight with sellers.
3. House Hunting
With your pre-approval in hand, you're ready to shop with confidence. Realtors and sellers recognize our letters as reliable — giving you a competitive edge in multiple-offer situations without the need for a large down payment.
4. Clear to Close
We handle the complex paperwork behind the scenes. We can close up to 90 days before you begin your new attending position, ensuring you have a home ready when you transition.
Ready to start?
The entire process typically takes 21–30 days from application to closing. Let’s begin.